If you’re seriously hurt because of someone else’s negligence, you expect to be fully compensated for your losses — including your medical bills, pain, and suffering. But a new proposal in the Texas House of Representatives could dramatically limit what injury victims can recover. House Bill 4806 would cap how much you can be reimbursed for medical expenses and make it harder to recover damages for pain and emotional distress.
Legal experts warn this bill would protect insurance companies while leaving injured Texans — especially those facing catastrophic injuries — struggling to cover the true cost of their recovery. At Clark Law Group, we believe accident victims deserve full justice, not financial barriers. Here’s what you need to know.
What the Proposed Texas Bill Would Do
Attorneys across Texas are sounding the alarm about House Bill 4806 — and for good reason. If passed, the bill would create major hurdles for everyday Texans seeking fair compensation after an injury.
First, by requiring a unanimous jury verdict for non-economic damages like pain, suffering, and mental anguish, the bill would make it much harder for injury victims to recover for some of the most devastating impacts of an accident. Currently, Texas law allows a 10–2 jury decision. Raising the bar to 12–0 would mean that a single holdout juror could prevent a deserving victim from recovering anything for their emotional and physical suffering.
Second, by capping medical damages based on a third-party payer database, the bill could leave many injured people — especially those without health insurance — on the hook for tens of thousands of dollars in unpaid medical bills. Even if a hospital charges $50,000 for life-saving care, an injury victim could only recover around $30,000 if the “median” payment standard applies, leaving them owing the balance out of pocket.
Legal experts argue that these changes would tilt the playing field heavily in favor of insurance companies and corporate defendants, while everyday Texans — especially those facing catastrophic injuries like brain trauma or permanent disability — would bear the financial burden.
Why Legal Experts Are Concerned
If House Bill 4806 becomes law, injury victims across Dallas and North Texas could face devastating financial consequences after an accident — even when someone else is clearly at fault.
For those suffering from catastrophic injuries, like traumatic brain injuries (TBIs), spinal cord damage, or permanent disability, the proposed caps would mean that even the most serious cases could result in unfairly low compensation. Victims could be left unable to pay for essential medical treatments, rehabilitation, or long-term care, simply because the law limits what they can recover — regardless of the actual costs they face.
This is especially dangerous for individuals who do not have health insurance or whose insurance doesn’t fully cover catastrophic care. Victims could walk away from a settlement still owing tens of thousands of dollars in medical debt, on top of losing compensation for their pain, suffering, and emotional distress.
At Clark Law Group, we have seen firsthand how life-changing injuries impact families. Victims are often unable to return to work, require years of therapy, and need ongoing support — none of which comes cheap. Laws like House Bill 4806 would only make it harder for injured Texans to rebuild their lives.
Protecting Your Rights After a Serious Injury
Even if lawmakers attempt to limit recovery for injury victims, you still have rights — and working with an experienced personal injury attorney is more important than ever. When insurance companies and corporate defendants try to minimize payouts, you need strong legal representation to fight for the full compensation you deserve.
At Clark Law Group, we know how to navigate the legal system and build powerful cases that highlight the real impact an injury has on your life. From gathering detailed medical evidence to presenting a compelling story to the jury, every step matters when your future is on the line.
If you or a loved one has suffered a catastrophic injury, it’s critical to act quickly. Waiting too long to seek legal help could make it harder to protect your claim — especially if new laws tighten the rules on what evidence can be presented or what damages can be recovered.
Don’t let insurance companies or changing laws stand between you and the justice you deserve.
How Clark Law Group Can Help
At Clark Law Group, we are committed to standing up for injury victims — no matter how the laws change. Our Dallas personal injury attorneys have decades of experience fighting for clients who have suffered serious, life-altering injuries. We understand the physical, emotional, and financial toll a major injury can take on you and your family.
If you’ve been hurt through no fault of your own, you deserve a legal team that will fight tirelessly to recover the maximum compensation available. We know how to challenge insurance company tactics, present strong evidence, and advocate for the full value of your claim — including medical costs, lost wages, and the very real human suffering you’ve endured.Don’t wait to protect your future. Call Clark Law Group today at 469-906-2266 to schedule a free consultation or reach out online. Let us help you understand your rights, explain how the proposed changes to Texas law could affect your case, and build a strategy to pursue the justice you deserve.